Private money lenders probably have money but no time, so the easiest way is to find people with money but no time, so people like doctors or lawyers or any other job where they wouldn’t have time.

Traveling nurses, doctors have rented 2-3 months at a time.

Please, see a doctor, talk to someone, it will help with the obvious stress you are going through.

Even if they don't doctor the docs, credit karma uses a proprietary method for determining score (called vantage).

I would like to rent to medical students (Baylor College of Medicine), doctors, hospital employees, and Rice University students and not anyone else. 

Not only that, but no other industry, other than doctors are responsible for other people's lives like we are.  

What if your doctor also sold insurance, would only write a script at one drug store, or attempted to influence where you got groceries by telling you what to eat?

if we elect to shop on the market place for something competitive based on our actual need for doctor visits (besides delivery and baby checkups, we are both rather healthy adults) it seems so overwhelming trying to navigate all the options....deductibles, co-insurance, hmo, ppo, in network, hsa max out of pocket...im confused!!

This is why doctors appointments and air travel have odd times.

But we owned a huge house.And every time someone would come over and do work on something on the house, they would ask, “Wow are you a doctor?”