The listing that says "non-conforming 4-plex" or "non-conforming STR (short term rental)" may actually be an illegal use prohibited by the current zoning or land use code.

This will be a non-conforming loan.

At the point you would be able to figure out your required down payment determining what type of property you are looking to purchase and if you were trying to avoid mortgage insurance.Qualifying follows your typical conforming guidelines and, currently, there is no additional scrutiny from FNMA if you choose to use this loan.

IF it were a primary , and within conforming loan limits, next month you CAN put 5% down.

People could edit and discuss the content to come up with contracts that conformed with Bills original post.

For instance, if you are finding a property on MLS or the party that is selling the property (who you are initially going under contract with) is represented by a Real Estate Broker, they will be less likely to agree to sign a contract which does not conform with the norm, such as the standard pre-printed contract. 

When dealing with grades like you're describing remember 3 things & do not develop unless you can cure them all. 1 - Conform to your neighbors - you'll have external & functional obsolescence if you don't appear similar to your neighbors. 2 - pass the mother test.

Looking at rental to purchase but needs egress windows to make basement bedrooms conforming. 

That does not matter were the loan is if its 1 to 4 units regardless of the purpose and you hold your self out as a lender ( and obviously you do since your licensed) then you fall under our jurisdiction and need to conform to our reporting standards and our disclosure docs.She then says would you like to restate how many loans you made the last 24 months..

You conform or you don't.