It seems that there isn't too many people doing meet-ups in the SE Michigan area.

It's a priorities issue for each individual to decide.I have done plenty well following some basic real estate investing guidelinesIt's too long to repost how I do that so I'll put it here: It's about the 6th post downhttps://www.biggerpockets.com/forums/311-buying-se...

As mentioned, paying down your mortgage and utilizing a HELOC can be a great way to save on interest, but remember it is not a 1:1 transfer per se. 

25% down isn’t a requirement per se, I believe 15% is the min, it’s just that with low down payment non-owner occ, my guess is your rate would be over 8%.

This is a buy and hold investment that we hope is the start to a 10+ door STR portfolio in the SE.

Doing them as a DSCR loan so no debt ratio per se, but they have to cash flow 120% to work. 

., the townhouse is located is SE Charlotte, not far from Matthews.

Not recommending them per se, just giving you some food for thought to compare with the central valley back there in California.14 S 31ST AVE, Phoenix, AZ 85009 - $235,000"Four-plex with 100 % occupancy.

That make sense, except I wouldn't be "borrowing the money" per se - he would put up the money, but then also get that share of the profits.

Is there a specific church per se?