See the chart below.I follow all rates they publish which will be:*LTV = 0.55 & DSCR = 1.50*LTV = 0.65 & DSCR = 1.40*LTV = 0.80 & DSCR = 1.20*Fixed - 5 yr, 7 yr, 10 yr.

;t=6s If you are looking for more information on DSCR Loans in article / podcast form, sharing this 10-part series published on BP last year in case it also helps!

The fees being published was definitely a problem. 

I can tell you I have been in this situation (where a landlord wanted the SSN and credit report to sue a tenant for damages), and I discussed it with the law firm that published the article.

And essentially from what I understand in the NAR statment they just won't have a published Cobroker fee, it won't mean that buy-side commissions go away or down, it will meant that we will likely end up playing the game like we do in commercial.  

But everyone basically signed those agreements late into the search right before an offer was made, and because the seller almost always paid, it wasn’t the traditional negotiation you’d have upfront with a seller, 2ndly while I do think this is a net win for the consumer, the idea that the doj “solved a problem that didn’t exist” 1st of all it wasn’t doj it was a jury in Missouri 2ndly the issue is regardless of impact on consumer’s they were almost certainly violating anti-trust law which is illegal lol, the publishing of commissions and the fact that something like 98% of all agents were paid between 2.5-3% was textbook, imagine if the price for a ritz and a motel 6 we’re basically the same, you’d think collusion right? 

While you've taken the creative liberty of using an alias, the real issue here seems to be your penchant for continuously spreading misleading information all over the web (You've been BUSY).

Like any platform they have advantages and disadvantages.Advantages:1) transparency: they publish the full results of their loan book, making them only the third side in the industry to do this. 2) underwriting: they have a 1.8% uncured default rate, which is good and is much lower than some of the other competing platforms and hard money loan alternatives (although not all).

It would be much harder to do any of this with existing electrical since it was giant web of a mess.

For database, Excel, Google Sheets, or AirTable (web based).