@Wayne Brooks your explanation is what I would expect but I keep reading on various lawyer web sites that the transfer tax is 7% of the current mortgage which for a 150k mortgage is 10,500, which is just nutz!

Plenty of info to google on the web.

This can help set your facility apart from standard self-storage options and attract a broader clientele.Citations:[1] https://www.brandbucket.com/name-ideas/storage-facility-busi...[2] https://www.brandroot.com/storage-business-name-generator[3] https://domatron.com/article/warehouse-name-ideas[4] https://brandongaille.com/30-catchy-storage-facility-busines...[5] https://www.selfstoragetalk.com/forum/general-self-storage-f...[6] https://www.constantcontact.com/blog/warehouse-names/[7] https://clearlyinventory.com/resources/inventory-basics/how-...[8] https://www.nichepursuits.com/storage-business-name-ideas/[9] https://namefatso.com/blog/storage-business-name-ideas[10] https://www.creativesafetysupply.com/articles/creating-an-ef...[11] https://www.datalinx.co.uk/blog/how-to-name-and-label-wareho...[12] https://www.starterstory.com/storage-locker-business-names[13] https://www.lawa.org/-/media/lawa-web/tenants411/file/dch201...[14] https://tritonstore.com.au/warehouse-rack-labelling-best-pra...[15] https://www.infopluscommerce.com/blog/warehouse-rack-labelin...[16] https://www.scanforce.com/blog/creating-a-warehouse-location...[17] https://www.linnworks.com/blog/warehouse-rack-labeling-ideas...[18] https://www.granitewms.com/news/warehouse-101-inventory-basi...[19] https://www.linkedin.com/advice/1/what-best-practices-naming...[20] https://www.reddit.com/r/editors/comments/7jd83a/what_do_you...Given your storage facility's location in Manteca, CA, and the diverse range of services you plan to offer, it's essential to choose a name that not only reflects the multifunctionality of your services but also resonates with the local community and potential customers.

I see the discussion, but it's talking about the amount "Jim" can take for the next loan, not anything about the time period between when one loan is paid off and the time until he can request a new loan.Asking more out of curiosity, I would be surprised if John Hancock had something incorrect posted on our retirement plan web page. 

Here is one that I found on the web for tenants: California-Tenants-Guide.pdf

Your luck may be better and you are not assigned to the jokers I dealt with, but it would not be worth the gamble for me.

I will take less profit in a hotter area that sells faster than gambling on a small town/slow area with "potential" for higher profits.  

I don’t know the person, but I would think you could afford to gamble $525.

Better to accept today's rates over waiting and gambling on lower rates in 2023. 

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