The longest was almost an hour before I just left to go do something else (they were in a meeting) and my time should be valuable too.

Michael’s articles are excellent and provide valuable insight into taxes for syndication deals.

The ADU just takes up valuable backyard space. 

Key Steps Before ProceedingContact the Loan Servicer: They will guide you through the assumption process and confirm whether an entity can participate.Consult an Attorney: If you’re considering title transfers or joint ventures, an attorney familiar with VA loans can help you navigate potential risks.Understand Due-On-Sale Clauses: Ensure any post-assumption changes comply with the loan terms to avoid triggering repayment demands.Final ThoughtsVA loans are a unique and valuable financing tool, but the program’s focus on personal borrowers makes entity-based assumptions unlikely.

If you like the the area and can afford the house it would be like buying a luxury or sports car.

If you're open to working with remote professionals, there are experienced CPAs who can provide valuable insights and strategies tailored to your needs.

I suggest you make a separate post for this valuable content. 

They can provide valuable insights on current trends, upcoming opportunities, and what’s really working in that area.

Thanks to all of you for your valuable input.  

Calling the appraiser to see what you can do to push it up a "C-Level" would be smart before doing any reno also, might only need a few things to make it far more valuable in the eyes of the bank.I've heard of a tactic for figuring out demand, which is to put up a dummy or coming soon listing on facebook marketplace and see the amount of activity you get on it.