Again, the BiggerPockets store has some books on this topic, or you can learn about it by watching podcasts, reading blogs, and interacting on the forum.

You might get these days 60% leverage so you'll likely need 40% down payment plus reserves and the financial institutions will want you to keep those capital reserves in their institution.If you are a new investor, there's a couple of opportunities to get started. 

Set aside reserves for unexpected repairs or vacancies.

For each property, I have a few accounts including a high interest earning savings account for reserves within the platform.

I believe you are not aware that the definition of "equity skimming" has been expanded since the great Federal Reserve debacle of 2008.  

They pay for themselves and put money in my pocket to build up a reserve for the next purchase.

I think some folks search for discounts so that's a way for being promoted.Seems guest dont rent a 4 bedroom house unless they have triple the amount of guests they originally reserved for.  

You'll need 20% down plus reserves for other costs as well as repairs and vacancies. 

These same banking regulators required banks (which include Trust Companies) to hold reserves of safe assets.

The property will cash flow $500/mo or more after all expenses and cap ex reserves, as well as the payment on the SBLOC.