If you purchase a rent ready RE investment this could be 0%, but at the opposite extreme a good brrrr can produce the now elusive infinite return (I have achieved this on most of my RE investments but believe it is very challenging in the current market to bp not be cash negative after the refi to extract the added value.I expect to make an offer this week.  

I can confidently speak about Birmingham.

Hello Ivan,I do not work for BP, but my suggestion is that you follow the Build Your Investing Team link at the top of this page if you have not and follow each step including speaking with the prospective members of the team you want to build and with that I believe you will obtain the answers you need.

First, let's be very clear here.The mortgage your speaking of is a private agreement between the seller and the lender.

Zach,Not trying to be negative toward Roofstock.  

Recognize buying rent ready units have very thin margins and most properties purchased off the mls will have negative cash flow.  

Hey @Ian Russell, I'd recommend speaking with @Whitney Nash, she's a fantastic QI and can help you out.

We're talking negative cash flow, and it's fustrating.Quick overview, 3 units. one is a 2 bed/ 1 bath, another is a 1 bed/ 1 bath, and the last is an efficency.

I have seen REI Hub recommended on here, but I am unsure of their ability to work with local banks, so if anyone has any experience they can speak of that would be greatly appreciated.  

If not ask to speak with a manager.