Have since insured a triplex with them as well, saving several hundred dollars in the process.

One small step forward each day!

I've seen programs that go down to a $100,000 USD loan amount for foreign national DSCR loans.

I don’t know if innovative per se, but I’ve been investing with smaller amounts (5k-25k) into large multi million dollar projects by leveraging the investment club model.

Example: If you take out a loan for 7% you would want to make more than 7% to make it worth it, and probably significantly more.

Is that eligible for an SBA loan? 

They are all very responsive and they all offer various loan programs. 

My husband is a high income W2 earner, and meeting active criteria would put some of our tax dollars back in our pocket.

I came across one of these loan agreements online somewhere a few months ago, can't recall where I found it but it was clear in reading the loan agreement there was no language referencing the loan actually encumbering real property, it was just an unsecured loan.  

I am basically shorting the US-dollar.