If you are using a simul close, then the HUD 1 will tip off the lender as to what you are doing.

I've worked as a manager in a call center for several years and we always do call simulations with our new hires before they get on the phones for real.

I plan to have all CC debt gone by year end, which according to the credit score simulator on my credit card (using transunion data) It should bump me up to around 640 or so.

You may be able to get to an average cost per sq/ft if you are dealing with very simulate properties in the same zip code. 

I think we've definitely had some key learnings in translating the simulation calculations to the real world experience, and getting estimates and contractors lined up that I'd like to share.

Just like his webinars preach - you need to practice looking at 100s of properties and running 100s of calculator simulations.

If she is open to a conversation and is curious it has paved the way to more interesting discussions.I have also talked to hear about a Roth IRA once she is old enough and the benefits to the long term growth if she starts really early.I have had her do some investing/finance simulators for kids, that she enjoyed. 

Tab 3 contains a regular 100k loan with monthly overpayments in the amount of $19.81 per month to simulate what would happen if you made an overpayment in the amount that your heloc costs you each month.

They have really great looking simulated granite available for Formica now and it is cheap.Granite can be stained if it is not sealed regularly.

Credit Karma hasn't done a great job of tracking my actual credit score, but it does have a neat credit score "simulator" that lets you see what different actions would take on your credit score (e.g. taking out a credit card or closing a cc.)