That’s the simplified version :) How did you finance this deal?

Is there another other Hard money lender that is large but has a simplified process like Lima one.

I intend to sell all four lots together as a package deal, regardless of whether they're combined or separate.Pros of Combining Lots:- Simplified Selling Process: Potentially easier to sell one large parcel than multiple smaller ones.- Increased Marketability: A larger, single lot may appeal to buyers looking for more space and privacy.- Potential for Higher Value: Combining the lots could increase the overall value due to the larger size and unified waterfront access.Cons of Combining Lots:- Limiting Buyer Pool: Some buyers may be interested in smaller, less expensive parcels.- Zoning and Regulation Challenges: Combining lots could complicate zoning and what can be built on the property.- Costs and Legalities: There may be costs and legal procedures involved in combining the lots officially with the county.I'm leaning towards combining them for the simplicity and the unique appeal it could offer to a certain market segment.

Figures like Paula Pant, Joe Saul-Sehy, Scott Trench, and Mindy/Carl Jensen come to mind; they possess broad knowledge and excel at simplifying intricate concepts into easily digestible points.I look forward to any recommendations or insights the Bigger Pockets' community may have.Warm regards,Mike 

I am looking for an analysis tool that I can also use to package an offering to investors, that includes the simplified details of the project to present to my potential investors.

If you're dealing with people, it's best to be simplified but smart.

There are a few little things to consider, but generally that works well.If you get your long-term rental in very well performing locations you can use the positive cash flow to pay the HElOC back.Just to give you the math (the numbers are simplified to make it easy to follow):- You get the HELOC for 70% of the equity = $260K * 70% = $182K- you use $75K for the down payment of the $300k investment property- If you have $500/month positive cash flow it will take you $75000/$500=150 month to pay back the HELOC- When looking at really well-performing deals between 1% rule and 2% rule, you could probably three properties, professionally managed in the right location, each generating $333/month in positive cash flow, so your HELOC would be paid back in about 6 years.- Keep in mind that a HELOC has the benefit of requiring you to only pay interest on the actual balance.

It is really simplifying my processes, that's for sure.

To simplify it I'd suggest house hacking in the area you already live in.

Ashley,I've built up several rentals over the last several years, but this year my goal is to simplify my portfolio focus on larger multi-family here in north Texas.