I own my own house and I own some land out of state, so I have assets I want protected.I have quotes and will be purchasing an insurance policy that provides 1 million in landlord liability and I can also purchase an additional 1 million in an umbrella policy.My question is, is it even possible, or has anyone heard of a landlord getting sued and losing over $2 million on a simple duplex?

Plain and simple, knows his stuff.

Simple enough.

In our area we do not have slabs so replacing pipe in a crawl is pretty easy.. and for sure just digging up water line in the yard is super simple

It's simple really.  

Create a simple spreadsheet or written list to compare the features of each and identify the ones that align with your requirements.

When you ask a simple, direct, human questions of "hows it going", it's definatively disarming. 

After the lease is signed, you can open the security deposit account and then provide the tenant with a formal notice that includes the account number, bank details, and interest rate.This notice can be a simple letter or email, which should meet NJ’s requirements without needing to amend the lease or have the tenant sign it again.

Disabled and retirees get a certain level of significantly lowered hours and simple assignments, because moving is living and social interaction is needed not to mention there our elders and man we need elder wisdom this day n age so badly. 

It's a simple OBVIOUS.