In short, I purchased my primary residence in 2017.

It's not so much that he is hard for me to understand, but I think the severity of my situation is hard for him to understand.Come onThe short of it is that my husband has extremely high conflict is extremely money hungry, and it really has nothing better to do with her time.

To make a long story short, for one property you are not going to save $ in the long run and realize materials can take 6-16 weeks to arrive. 

. - Are most of your loans short-term/interest-only, or are they more complex (e.g., longer-term, amortized, require escrow, commonly modified b/c of prepayments, etc.)? 

For 2023, since your property was rented out with an average stay of under 7 days, it should be classified as a Short-Term Rental (STR).

I just keep using my rental cash flow to pay off these short term loans.

Our aim is to maximize appreciation and rent growth while still cash flowing enough to break even after all expenses in the short term.

It might cause me financial harm as I have to sell more stocks and might pay short term capital gains vs long term capital gains.

Shortly after they all became vacant, I had to do the renovation work myself because of the lack of cash flow, and it took years to dig myself out of that hole.

Quote from @Hansen Tong: Hi Everyone looking for a CPA in CA that understands cost segregation, offsetting of w2 income through active short term rental partcipation etc.