Any kind of non QM financing will have higher closing costs compared to conventional.

What kinds of deals do you prefer?

My mortgage increased earlier this year as my home owners insurance went up due to the company closing and my escrow didn’t have enough to make up the difference so I’m kind of pay check to pay check right now.

In my experience, a property with multiple cottages and outbuildings can provide all kinds of creative strategies...some folks try short-term rentals or even specialized retreats if local regulations allow.

It seemed that just having some kind of communication back to the resident right away was better than them leaving a voicemail.

My Section 8 tenants kind of talk and write like this,  brings one pause as to the veracity of your claims.

Your lender definitely should be able to count the 75%- I'm in Arlington and would be happy to connect you with my awesome lender who has been able to do all kinds of creative options to get to yes for me.

I'm more concerned about appreciation and equity so I'm willing to trade the cash flow for it, but I don't want to be in a situation where I'm barely breaking even and the stress that comes with it.Looking for ideas how I can tap into that equity to grow my portfolio but still getting some kind of cash flow to be able to make the monthly payments1.

What kind of tenants do you have?

It's kind of disconcerting when I can only raise rents by 5% but insurance is increasing by 10% to 15% per year.