Being a 20 year mortgage expert and real estate investment veteran, we used our mortgage company to secure below market financing.

If you mean security backed by collateral, you are correct.

For my units, I usually look for someone with annual income 40x the monthly rent so I know they are financially secure. 

Unfortunately, the husband lost his job about 8 months ago and, from what I'm told, hasn’t been able to secure another one—not even in retail or fast food.

For the past two years, my primary income has been my Social Security, and my home is fully paid off.

Most work with us, some do not.Be careful also as they may tell you to keep their security deposit as last month's rent.

With over 20 years of experience as a mortgage expert and real estate investment veteran, we leverage our mortgage company to secure below-market financing for our clients, ensuring maximum value and profitability.

My strategy would then be to lease at least two of the renovated units, increasing occupancy to 90%, which could improve the chances of securing favorable terms for refinancing.I haven't pitched it to the seller yet.

All channels can work.. it’s just that some work more often than others.I’ve got a friend who tried a similar stroy a few years back.. she moved out of her condo and rented it to a family member, using the steady cash flow to secure financing on a duplex that had a ton of upside potential.

Motivated sellers and distressed properties are more likely to surface.Creative Financing: Higher interest rates are opening doors to strategies like seller financing or subject-to deals, where you can secure more favorable terms directly from sellers.Shift in Buyer Preferences: With work-from-home trends still influencing housing demand, suburban and secondary markets are seeing strong growth.