Very happy people and not ridiculously priced homes from what I've seen lately. 

Ridiculous.

It's ridiculous that some people are even saying or thinking that. 

Add to that the ridiculous affordability crisis, and a lot of buyers are all too happy to buy a house with an income-generating unit in the back. 

That's a ridiculously high insurance premium. 

Yes, you should pay off the debt and remain debt-free.I would sell the property with the 127k loan at 17% interest, which is ridiculous.

.-  Does the service make ridiculous claims like having data scientists and engineers on their staff?    

Interest rate is crazy low (2.63) and the appreciation is ridiculously high if we look at the Zestimate (~45%). even if it does drop down, it will still hold value. 10% immediate loss is duly noted. and that's why it feels like a lost cause to buy now and sell soon.Thanks a lot for the food for thought! 

The thought that a new investor would even think of buying direct from a wholesaler or from the seller (or using the listing agent) is ridiculous. 

Wall Street has proven their model of stability in the residential RE market post-crash, and if there is another black swan event like 2008/09 there will be a ridiculous amount of competition from large institutions.