I understand pros and cons, but thinking maybe a good close to home pro as far as a hard money lender and him possibly being a little more relaxed with the interest he would charge us.

Arlington county has relaxed its standards for accessory dwelling units (https://housing.arlingtonva.us/plans-reports/accessory-dwelling-ordinance-update/).

I have gotten nothing but No's.Sometimes I just want to relax and take a break, but this is when the game. really tests you as an entrepreneur .Additionally , my mentor said 1000 calls=. 1 offer.

Fortunately it was only 5 units in the condo complex and the President was pretty relaxed during the whole process even though we did want to change exterior appearance.

Relax and be grateful you are in North Carolina and not a more "landlord unfriendly" state.That cleaning service is cluelesss and is just throwing crap against the wall hoping it will stick.Did you contract for their service? 

Hope you all well and being careful even with all lock downs being relaxed.

They just run off the property and your credit (which hopefully is good) but b/c of the more relaxed underwriting, the interest rates are higher. 

My question is should I treat my 30 yr mortgage like a 15 and try to pay off the house as soon as possible or should I relax & pay my normal mortgage save that extra cash and still refinance 5 years later?

I'd love to see occupancy limits relaxed for non related tenants.

Then, the meeting starts and after squirming in your chair for 1 or 2 hours you would have been much better off staying home, relaxing and reading a book, or organizing your life.