If you have a stable asset, predictable returns, and a lease structure that’s well-known and well-documented, a regular market valuation might make sense.

Regular mortgage.

And one would have to get with the companies that produce these debt instruments to rewrite them.. most banks use the same providers for their legal docs.

I’m in northern New Hampshire where we regularly get to -20 degrees during January and February.

I learned the drywall was cracking in October, but I'm not local to it so I wasn't checking it regularly.   

Reporting is regular and sufficient.

HELOANThis takes second position and is a closed end loan, meaning it's given as a lump sum similarly to a "regular" mortgage.

BP Real Estate Podcast producer here.

I'd much prefer to put $60K on a down payment and closing costs so I have $50K to fix it up.So a couple of questions: 1) Am I mistaken in thinking those kind of lower down payment products are out there for regular folks like us? 

I can build a 1,000 sq ft cabin including land  and holding costs for about 350k or so and the cabin will appraise out for about 500k to 525k and will produce gross rents in year 2 between 50k to 60k.