I am a software engineer by trade so if the data is in a raw format I can still work with it.

The first time you clean raw human filth off a wall you'll get more comfy with this process. 

Empirically speaking, it's not accurate to say the predicted ARVs are "inflated" (appraisals are used as just one input to estimating value).Raw data for each transaction is available in a public Google Sheet for investors to analyze.Visit https://blog.groundfloor.com/an-analysis-of-arv-es... for a link to the sheet and more details.

I came to an agreement with a widow on the sale price of a piece of raw land. 

I have been investing in raw land and have created a small portfolio of lands.

Raw land, municipal water hooked up, electrical pole on site, flat/level, problematic trees felled, some fruit trees, backs to National Forest, salmon/steelhead hole, no structures. 180k, 70k down seller financed for 5 yrs at 6%.

Charleston area is saturated and the only place to find raw land is out of the area. 

- flipping, buy/hold, notes, turnkey, BRRRR, wholesaling, development on raw land, mobile homes, student rentals, house hacking, multi-family homes, SFH, commercial properties, Airbnb - how would you do it?

It appears from the FEMA flood map overlay on satellite image that much of the wetlands is planted with pine, meaning more of the usable/build-able land is clear while still growing pine for profit on all the 'useless' land.I've found a nearly identical 40.0 acre nearby sold comp for the raw land, down to nearly identical ratio of wet to dry land.

Below are the raw as good as it gets guidelines.Johnna also mentioned income-based student loans or IBR loans.