Quote from @Drew Sygit: Is this another form of analysis paralysis?

Quote from @Drew Sygit: @Allen Zhu as others have already commented, using zip codes is not a sound strategy.For the City of Detroit (please don't mix the city & the suburbs!)

so following @Drew Sygit's methodology of no-horse-in-this-race observations1) didn't see the 'no pants' thing coming...thats a new one for me 2) it looks like you bought at the lowest interest rate, highest part of the market cycle so you gotta own that and a chunk of this decrease is cyclical.

Hey Drew, thanks and nice to meet you

If your parents didn't have any ownership rights on the property, which sounds like it's the case, then they'd theoretically be entitled to the full loan amount + market interest depending on how you guys drew everything up/what evidence there is.

The ADU in the back is what drew us initially to the property.

Quote from @Drew Sygit: @Jessica Uresti construction is NOT a linear process and rarely goes as planned!

Not a big deal but he drew the line there just on principle and I think kinda for fun.

Quote from @John Teachout: Lots of Monday morning quarterbacks in this thread.

Quote from @Drew Sygit: Many Midwest cities, Detroit, Cleveland, Toledo, Columbus, Indianapolis, Memphis, etc.,  (this will set off a LOT of BP Alerts!)