I would only ever consider this if the ceilings are already falling down or damaged.  2.

You are allowed to charge for ALL damages beyond ordinary wear-and-tear.

Crooks know properties advertised for rent are vacant and easy targets.Now, if your PMC decided to do self-showings, they should have also taken responsibility for any resulting damages.

Residents in flood-prone areas were offered newly built, elevated homes on safer ground in exchange for transferring the title of their damaged original homes to the city. 3.

Done in concert with....Step 4, how do we clean up, fix, correct the damage that is done to get back to full "health" as a nation. 

b) How do they (Cali Govt) deal with the damage, both in terms of who gets the blame and also where do they get the money?

It generally isn't worth the brain damage of experimenting though....especially if you want to move to a new home that you will own inside of the typical lender's seasoning period.

Everyone thinks they can paint but there's a big difference between a professional paint job and a non-professional one (the latter usually actually damages the property instead of improving it). 

If all this billions upon billions upon billions of damage WAS because of carbon caused climate change.....

Maybe they would/could take it upon themselves to pay for the repairs to the roof to salvage your unit and prevent further damage then they would go after the HOA to recoup costs.