You can program individual access codes to work only during a certain time frame.

Additionally, Fannie Mae and Freddie Mac will sometimes temporarily suspend the income cap on their HomeReady and HomePossible programs, which allow purchases with 3% down.

But NOT having renters insurance and allowing water leak is not OK in my book.The water damage in the ceiling appears minor (to the naked eye).

This is required for most landlords in the city, as part of the rental property registration program.

Explain your situation and see if there are payment plans or hardship programs available.The BiggerPockets forums have threads on tax liens and foreclosure prevention: https://www.biggerpockets.com/forums/41/topics/766025-surplus-funds-unpaid-taxes-in-foreclosure-saleAn experienced real estate attorney can advise you on your legal rights and explore potential solutions.Have you spoken with your local tax authority yet?

(They claimed thousands for electrical using what appeared to be a fake electrical company, and they never had someone out to even check electrical beyond the general.) 

I enjoy teaching BP members how to use the system to save more money by using programs and taking advantage of loopholes.

It may not appear this way on the surface but you are going to come out ahead by focusing on purchasing fewer but quality assets rather than becoming a door accumulator.

It is a done for your type of program but they do teach you how to do it as well.

It does not appear that many newbies (or experienced) investors are buying much (transaction levels are at record lows).