You’re asking the right question…I’m active duty Air Force with three rental properties, and I have three VA loans.Sometimes purchasing a home that’s close to turnkey may work if the numbers do. 

Traditionally, DSCR loans that allowed STR have always wanted DSCR to be calculated on long term rental rates OR 12 months of actual performance or some heavily hair cutted version of Air DNA and all of these products would price gauge on rate.

Using your VA loan benefit is another great way to get started in real estate investing.I’m active duty Air Force with four properties.

However, there's no AC and heat there and I have already purchased min splits air conditioners and an electrician has also laid the lines for me.

Salt air not so great for machinery.  

I've refined and updated my buy box, currently SF detached houses built since year 2000, with 3 bedrooms, 2+ baths, central air, and 2 car garages, in areas with good schools, low crime and economic growth. 

Its appearance in an office chatroom gave it an added air of legitimacy.

Also, air conditioning removes moisture/humidity from the interior airspace, and nearly every home in the Carolinas runs AC during the warm months.Crawlspaces tend to be where the majority of problems occur.

I have a rental with ceiling fans in every room, I am afraid if they start making noise, or don't produce enough air for tenants liking I will get complaints and they will ask me to replace them. 

I then added central air.