Any information pertaining to helping me accurately gauge some of the variables would be awesome.

As for physical property, if you live in or near an area that's reasonably affordable,has a good economy (for example if 80% of the town works for one employer you might want to stay away from there) and has fair laws pertaining to landlord/tenant issues I would look into actual property.

@David Dey I really like how you breakdown every aspect pertaining to those public files,and how you could filter the most serious and active cash buyers.

Depending on what it is you did in Israel pertaining to the type of real estate transactions you can probably carry over most of the fundamental knowledge, however, many of the technical elects are vastly different form Israel.

I just stumbled on this post and thought I'd interject, as many in the investment community will offer advice that doesn't necessarily pertain to the Atlanta market.

As it pertains to anything you could do the property, could you list will be considered business transactions with that property that would make the SDIRA susceptible to UBIT, and what actions wouldn't?    

They don't do a criminal check as that may only pertain to certain types of loans.

Please replace the first six example values in the form below to calculate the Total Estimated Costs, the Estimated Loan to Value Ratio and the Estimated Cash Needed From the Borrower to Close as it might pertain to your deal.

Some situational specifics pertaining to the question:8+ units, $250k+ loan amountCurrent rate at 4.5%Property in Omaha, NebraskaNew investor, no existing portfolio to leverageHigh credit score, Good personal incomeI'd take only 6-10 years of a fixed rate until reset if that made the 25 yr am possible.

This only pertains to allowances given as credits for loan purposes, if those credits are allowable and you qualify at the required loan to value then the seller may apply all the credits as agreed, these are to separate matters, what is credited as a down payment for a loan and what is agreed to.This is why most rent to own buyers fail, they assume what the pay is credited to obtain a loan and they are not as contracted, you only find out when the property is appraised so you need to save more in the event your contracted payments are limited to only the excess paid over the fair market rent.