Now I spend 5 years hoping they make their payments and somehow refinance to pay off the balloon. 

If you're doing a rate and term refinance, there's typically not a seasoning period but again it's common for lenders to require it be rented first.If you're doing a DSCR cash out refi, it may not need to be rented first but you're probably paying a higher rate.Your best option is to call a loan broker you trust and go through the options based on your current situation.

If you think you can manage a mortgage, taxes, insurance and the upkeep of a home while paying your student loans then buying is not  bad idea but if you think you will overstretch yourself renting is nto bad either.

Unless you have a Roth, you can easily pay much more in taxes by investing in real estate through an SDIRA.

Your tenants can only continue paying similar rents if they remain employed at similar wages.

Minimum of 3 night stays, limited number of STRs in a particular neighborhood etc.You need to get the license and pay the STR tax.

One year ago, I was hired to help a landlord whose tenant had stopped paying.

If you don’t have HOA or pay any of the Utilities. …..now the problem is in the Tulsa area that deal that rents for $2000+ mo and can be purchased “all in” for $150K is much harder to find. 

How much in education did you pay to get Tyler Deveraux and Ryan Wooley listed as advisors on your website?

When you borrow money you agree to pay it back.