You want to narrow down your discussions.     4.  

And if you are really lucky, you may get a whistle or hiss that is audible through the drywall to start narrowing down the location.

The issue is people with this fanatical demand that EVERYONE is wither with Tribe A, or Tribe B, and forgot that we are supposed to have FREEDOM, including freedom of thought. 

I don't want to answer a bunch of questions to have them narrowed down to 1-3 lenders for me.

Also, do you have your strategy narrowed down?

If you find that properties without central AC are sitting on the market longer or renting for significantly less, that could be a sign that it’s an important feature in Columbus.Ultimately, while the lack of central AC might narrow your tenant pool, it doesn’t have to be a deal breaker if you can find ways to compensate, either through rent pricing or future upgrades.

I am trying to cash out refi a property and have narrowed my lenders down to 2.

Try to narrow down your options to the top 3-4.

Also I could be wrong but I think to legally lend in OHIO one needs to be state licensed and NMLS registered.. again could be wrong but I know we are setting up a very narrow niche lending platform there for foreclosing buying and I got recruited because they need my license to be legal.Now for the private folks who only do a few loans and don't hold themselves out as lenders like you obviously do there is usually a carve out.

Figure out a strategy then go from there, update us when you have your criteria narrowed down.