Single income (married with kids) and own primary house with $250k+ in equity. 

So it's a one stop shop kind of deal and with everything being handled in house the interests have to be mutually aligned because that provider is married to you for the longevity of the investment. 

I recently got married and we will be coming into some inheritance within a few months.

We did not need help in deciding what our investment niche would be; we needed help in creating and implementing a tax strategy plan for a married couple composed of a high-income earner and a real estate agent and business owner.

Married filling joint.

I'm married to Jen, I have a stepdaughter.  

Your opinion on refinancing reminded me of what a realtor recently told me...you marry the house and date the interest rate.

Then as a married couple they can write off their losses against their W-2 income. 

By turning it into a rental, you may be on the hook for capital gains tax in the future vs using the 250k exemption for single filer or 500k for a married couple that files together on capital gains if you were to sell now. 

My name is Rob, Im married to my wife Melanie and we live in Columbia SC.