I have a unique situation that I cannot seem to find a very clear answer for, hopefully the BP community can assist.My wife and I got married last September and now live together in a house we purchased together.

Luckily, if you have lived in this home for at least two years, you can sell the property and use Section 121 to exempt up to $250K in capital gains (or $500K if you are married filing jointly). 

Then I got married had kids and started to enjoy my life.

Nice couple looking to get married a few years after college making $65k ea, doing way above median income together.

I am planning on being married in the next year and a half and my partner and I are currently saving up money so that we can start investing in real estate, we are targeting fall of next year to start and should be able to have $80,000-$85,000 to invest.

You'll pay no tax on gains below $250k (single) or $500k (married) if you lived there for 2/5 previous years. 

Leaning toward keeping everything the same but not married to that idea. 

Since 2020 I have gotten married, had 2 children, taken in my grandmother in law and have a 3rd child on the way. 

Look at some charts to see how long it takes to start paying down the principal.Also think about your family itself-you're 22, what happens if you get married in 3 years? 

I know that, overwhelmingly, it's what you fill your head with that counts, it's the day-to-day actions you take, it's the spouse you marry, it's the systematic choices you make, and perhaps most importantly, the personal hypocrisy you don't allow yourself to get away with.