So I’m pretty close to you, once I pull some cash I have sitting in a flip that will probably turn into a brrr I’ll be about 70/30 stocks, I really don’t mind buying property provided I think for some subjective reason that area is undervalued/will outperform the market, but to me the stock market has a few advantages, 1. it is much easier obviously/more liquid. 2.

Not cool! 

Repaying debt is not necessarily aligned with achieving financial freedom - true FI is cashflow coming from many assets - hopefully this illustrates how paying off debt drains your liquidity for down payments of money to buy said assets.

I have a pretty cool head about things, but it would be nice not to think about this at all. 

Rates will be a little higher (5%/6% range) but the cool thing is that you can often find these on 30 year fixed terms unlike the short term balloons the local bank would offer. 

Only tankless water heaters, extra insulation, heating/cooling, etc....

Lolthat is all, hopefully I can make a cool announcement on here soon.

And very cool, I have family in Bellvue and Snoqualmie

I recently cooled off a member that has around 20 moderator notes on his account, all for the same violation, but they were spread out enough that other moderators decided to let him keep going.What if you created a simple three-strikes rule?

This way, you'll have access to liquidity without the headache of managing separate loans and fees.Predicted Refi Rates: While no one can predict rates with absolute certainty, the general consensus is that rates may stay lower or remain stable in the short term, barring any economic shifts.