I'm 21, newly married, and we have a 2-2 house we're residing in as of last July.

I've closed three refinances in the last two three weeks at three different lenders.  7.3%, 7.8%, 7.75%.Leverages varied a little, so did credit.

I'd also partner with a lending company that understands how this is going work, and what your plans are.And last, but not least, I'd partner with a CPA to help navigate you to the ways of working this properly. 

Last year I had a guy buy a duplex DSCR for a lower rate than he would've gotten going conventional with half the battle. 

Lastly, get some fire insurance quotes. 

Hello, I have been doing commercial new construction (steel Div. 5) for the last three years or so.

The tenant fails to pay their last month's rent and leaves the place needing new flooring and paint.

So make sure if you also want to collect last month's rent up front to not get burned, document that!

What are your thoughts on the market now, post-covid and with rentals/prices at a significantly reduce price from last year?

The last thing I'll add is that a great liability/umbrella insurance policy is usually one of the best (and cheapest) things you can do to protect yourself and your assets.