I look for cashflow to service the debt, repairs, cap ex, taxes, and insurance while the equity grows, my taxes are decreased, and rents are increased to make more cashflow. 

I’m told taxes and insurance is lot and will rise each year and cash flow is hard to come by.

First, Are you licensed and insured to manage other people's properties?

So on numerous occasions, I have expressed my concerns about staying within my budget.Now on top of this, the property manager let the pipes freeze and they leaked and the boiler also cracked which I was told to file an insurance claim.

Rhino is an insurance program, and I do not recommend them.

Kalamaras, we were ready to close your file, we needed to change Title Companies as your Title Agency was refusing or could not add proper endorsements because of their Underwriting Insurance Carrier.  

@Kenneth Jenkins you forgot to mention owners that expect a PMC to use contractors off Craigslist that are unlicensed, NOT insured and rarely have acceptable experience/skill - but, they quote the "best" price.These same owners will sue a PMC if using these types of contractors results in a tenant lawsuit.

If your estimated rent from a property pays off the Mortgage + Maintenance + Property Tax + Insurance.

Private mortgage insurance i believe is not charged on va loans.  

.: You don't need insurance or a deposit.