I was shopping hard for an OOS opportunity last summer in GA and honestly grateful I went 0/15 on offers.

I also have read post about creative financing and honestly dont know where to start! 

@Brett BurkyThank you for noting I made a good point - see even a blind squirrel 🐿️ eventually finds a nut.To original poster - I tend to be brutally honest at times so happy to share my opinions on anything you are looking at

I was considering pulling the trigger myself to be honest. 

@Bryan PriceI am guessing you did not use a title company.Everything you did in this transaction was wrong (sorry to be the brutally honest one)When you lend you1.

We do have our retirement accounts, brokerage accounts, HSA accounts, etc… and will continue to invest money into those respective accounts for retirement purposes.With above stated, I would appreciate if  anyone can give me an honest opinion on how to start my journey as in what would be the best operation plan/strategy given my current situation and assumed future plans before partaking.Thanks in advance for anyone replying and assisting in the matter.

Honestly seems like a little overkill on this decision - unless its strictly a rate-term refinance because rates have dropped, it usually just should come down to a side by side comparison of status quo vs. refinanced (+ how any cash-out capital is deployed)

There’s a ton of valuable and honest information here, and I’m truly inspired.

And that's fair since we know not everyone is honest about their listings.

My approach doesn't require any special expertise in trades to make the estimates only that you are honest with yourself about your estimates.