When house hacking, consider the area's average rents, property values, and financing options, such as FHA loans or conventional loans, which may require as little as 3.5% down for multifamily properties (if it's owner-occupied).

I'm very new to investing and weighing which options would benefit me the most.Option 1:  Use the cash as down payment on another primary residence and rent out the current.

He breaks down what the fear of tariffs has currently done to interest rates and what future tariffs could mean for our economy and the housing market as a whole. 

I have many times jumped in the dumpster to get large boxes or furniture out to break it down. 

Look for areas with stronger rental demand, lower property taxes, and minimal HOA fees to keep expenses down.

They break down every Cleveland neighborhood in detail.

I lowered the price down to $700 a month and is sitting at the lowest priced 2 bedroom unit in the neighborhood.

You will also start paying down more of your principal and in those 10 years rates could fall giving you an opportunity to refinance. 

As others hinted 20K does not leave you a lot of room and would narrow down what strategy you can use.

What is your price range/down payment amount?