If you are focusing more on turnkey's then I'd suggest partnering with one of the investment companies so you can buy a property that's been completely renovated and that has a resident already in place.

Although in-laws are not related to you, they are related to your wife. 

I’d rather not give up my current first mortgage rate to get cash out to renovate. 

I'd go with a larger bank like Chase. 

I'd say they are doing quite well haha.

Last summer I didn't see bookings all through the summer months, and typically by now I'd usually already most of march booked up, but not this year. 

I'd like to introduce myself.

I’d really appreciate any insights—thank you!

I’d say C+ are working class hoods.

In general I'd not suggest the above regarding "contributing" to utilities.