Meet with financial advisers/wealth managers and see what other options other than real estate there are and how to best allocate / diversify. ie have you maxed out your TFSA?

More on DSCR loans: DSCR loans won't use your income to underwrite the loan. 

i fyour getting paid off when the vertical loan goes on.. then your in first position . so not sure what the issue is? 

Anyone answering is not responding as a Tax accountant, Insurance expert or as a Financial advisor.  

By doing this, you’ll avoid any surprises down the road and ensure the deal still makes sense for you financially.

Hopefully, you find it helpful and qualifies us to assist you with your goals:)---------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

This works with any type of appreciating property such as real estate, stocks, etcDepending on the appreciation rate, you can potentially see asset values double every 7-14 years.Likely around 7 years if the appreciation rate is 8%Likely around 14 years if the appreciation rate is 4%If you buy something for $100,000 and it appreciates to $200,000, you can potentially take a loan on the $100,000 appreciation which would not be considered a taxable event.However, be mindful that you are paying interest on the loan and you have to payback the loan but yes, it would not add on to your taxable income.

By the time you are 35 you could be financially independent and wealthy.Too many Americans, particularly young Americans, want everything now.

Are there any loans out there that require less than 10% down?

Our names go on title and our loans have the real estate as collateral so they are “secured loans.”