Another thing to consider is the opportunity cost of the property. if you are unable to negotiate repairs while under contract, a price reduction, or a credit at closing.

After I got an LLC set up, I was set up with a credit coach and he is helping me get my corporate credit set up.

This will allow you to remove the person and do the financing on your own.Home Equity Loan/Line of Credit: Since you're looking to access equity, a home equity loan or line of credit (HELOC) can be a good option.

Instead, you could explore pulling equity out through a home equity line of credit (HELOC) or a cash-out refinance.

Her credit isn't the greatest, but she's super sweet and a hard worker, so you are certain it will work out.

Although I've considered a future line of credit against the property as my best long term option, I would need to pay down the remaining balance first.

A couple issues with Credit/income on paper.

Additionally, a CPA can maximize child tax credits, rental property depreciation, and ensure compliance with reporting requirements for their 1099 income.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

.: Quote from @Jay Hinrichs: when I was buying notes I did not even run credit.. but I only paid 10 to 20 cents on the dollar.