Your rate would likely be in the 5s if you do not check all the boxes.Since you seem so adamant on rate, you might want to get an ARM.

However, my loan was an ARM, and is currently at 5.5%, but will be resetting within the next year to market rate.

I found a lender who offered rates that seemed too good to be true (6.125% 7 year ARM) but found him through recommendations from others who have used him.

All-in-One construction loan, too.WellsFargo 60% LTV Up to 5 properties.Workers Credit UnionMA 80-100%WSFSup to 70% on rentalZions Bank, UtahNO: TruistCredit Union of Texashttps://www.cutx.org/home-equity-loans/helocs WAFD, Frost, Trustmark"}" data-sheets-hyperlink="https://www.cutx.org/home-equity-loans/helocs" data-sheets-hyperlinkruns="{"1":6,"2":"https://www.cutx.org/home-equity-loans/helocs"}{"1":51}">TEXAS https://www.cutx.org/home-equity-loans/helocs WAFD, Frost, TrustmarkHigh primarynot investment, HELOC:Spring EQ 97.5% and fast, at 11 daysForeign nationalCivic 80% LTV for cash out. 5/1, 7/1 and 10/1 interest only ARMS. 1 to 2 year bridge loan.

Make sure it explicitly explains the process for termination if you are unhappy with their services, especially if they violate the terms of your agreement.3.

Is it the one with both the guy's arms over his head?

@Chris Seveney any recommendations for someone with some experience but trying to get theirs arms around systems and processes to scale their portfolio?

When a tenant moves out, transfer the deposit back to Checking so it's ready to apply towards expenses or refund the Tenant.If you end up with excess funds in the Checking account, I recommend you transfer it to a third account designated explicitly for future investments.

I have had attorneys easily show me how to pierce corporate vail by transferring to an LLC without it being arms length transaction especially if you personally are on the loan.

Credit union- 6.875 with 3/4 points (~3300)  OR 7/1 ARM @6.125 and $1000 lender credit.