@Justin FondrenIf your credit score is in the 700–730 range, you're in a great position to secure favorable loan terms.

experience: I’m on my 3rd flipage: early 40sday job: brand and web design/development retirement savings: noneI want to learn about buy and hold to secure having SOMETHING for retirement!

This deal, i used my first successful buy and hold property and pulled a HELOC to secure financing and reserves.

I see people without capital no experience or capital being taught to “help” desperate homeowners by tying up their property in a contract they have no way to successfully close without finding someone to pay more; costing the homeowner behind on their mortgage payments to lose valuable time that can easily lead to foreclosure; I see a program taught to students to take over a property ‘subject to”, leaving the seller unable to qualify for further mortgage financing, responsible for a loan secured by a property he no longer owns, and all held together by someone with 0 experience, limited or no capital, and no liability.  

It does sound to me that a lot of that work should have come out of the tenants security deposit 

You started with the $ you saved that had effect of securing just 1 property.

Neal and Jean-Marc were supposed to secure construction funds.

Leveraging our market connections, we identified the property’s potential and negotiated favorable terms directly with the seller, securing it at a highly competitive price.

Renter's Insurance is a cheap date for the tenant; it protects their security deposit and assets. 

Your best security is your neighbors , they are right there and see whats going on at your property .