Fortegra is non-admitted in California and that's likely causing the issue.

Ensure you have an itemized invoice from the cleaner, which can help justify the deduction.Reasonable Deductions: Long-term tenants often leave normal wear and tear, so I recommend being lenient on minor issues.

Some of the issues I have clarified so far from this and other forums:1.

I see two separate issues.1.

The buyers did a long inspection, multiple days... made a huge request for concessions based on what we knew to be purely made-up issues.

I think the engineering issues on them have been resolved.I've used a number of different brands (lower price point) and haven't had issues with any of them.

No need to be emotionally attached to any property, or the time you invested in finding this "deal"

@Bryan HartlenManaging low-end properties can be demanding due to higher tenant turnover, increased maintenance needs, and frequent rent collection issues.

Do you think this issue is specific to banking services or what do you think is the root cause?

The big issue is building a single small residential unit is the most expensive residential development.Here is a list of why adding a single ADU in single family zoned areas in my CA market is typically a poor RE investment:1) The value added by the ADU addition is often significantly less than the cost of adding the ADU.