It would be nice, however, if there was a way to eliminate some of that noise.

Eliminate debt, establish a budget, and save.

There are plenty of investors who are in a financially strong position to self-insure their properties completely, take on much larger deductibles, or eliminate certain coverages from their policy in an effort to drive down their insurance costs. 

As a result you can eliminate all custodian fees and have direct control over your retirement funds. 

The main "con" I've seen with trenchless sewer replacement options is that epoxy lining or pipe bursting methods will not solve a main sewer that has a 'belly' between the house and the city.

Remember you are only deferring the taxes, not eliminating them.

This means your children would inherit the properties at their fair market value at the time of your passing, minimizing or eliminating capital gains taxes if they decide to sell.

Coupled with Louisville’s vibrant cultural scene, which includes the Kentucky Derby, the Muhammad Ali Center, and a burgeoning culinary landscape, it’s no wonder the area continues to attract both new residents and tourists alike.Tax Advantages: A Game-Changer for BusinessesAs if these economic drivers weren’t enough, Kentucky has recently made a bold move by eliminating income tax.

I am looking to refi once the rates drop to bring my P&I down and hopefully eliminate the PMI I am paying.

It would achieve your goal of purchasing a primary residence & investing, and significantly reduce the amount of money you need to save (and therefore reduce or eliminate your wait time).