It would eat up costs, but you can roll cost into the loan so you don't come out of pockets and there's no guarantee rates will come down quickly for sure.It's also worth getting a CMA on the value to see if you could refinance so that you can avoid the PMI.

Just fat.  

When faced with rising expenses, and let's be fair, skyrocketing expense growth, right, a business has 3 choices; (a) eat it and ride into bankruptcy. 

People priced this in spring of 2024 as if it'll produce by eoY 2024-- it may not even produce this decade.Everything I have done and will do will perform, I've just had to eat the rolling fees.

Then it all goes away and the company has to eat both the past due amount plus their legal fees. 

Eat the 10% tax penalty and get the duplexes that will create generational wealth.

Yes, housing is cheaper but we found groceries were about the same, eating out was roughly the same (although we don't do it too often anyway), car insurance was higher, home insurance was about the same if not higher in MI, and property taxes on my $460k Michigan home were the same as I now pay on my $740k CA home.Overall, if you can make this work I like the idea of it.

Depending on the size of the project - that can eat up a descent chunk of money.  

We have cash reserves to sustain it without eating into W2 income assuming no disasters, for the whole loan, though I’d prefer not to do that.

If the deal is very fat due to our deal finding ability...we will bump up our fees.