I had a case where it looked like the umbrella policy could get used but 1) ended up Not being needed 2) was vehicle related, not RE related.Our Son’s girlfriend was driving one of our vehicles and got into an accident.  

Just depends on your strategy but my best advice is to take a drive through those areas.

@Stephen Keighery makes a point that it may not be a good time to sell, but I recommend you test the market. 

. - The address of the 3 bdrm 2 bath, garage is 4655 Royal View Drive, Memphis TN 38128The address of the 3 bdrm 1 bath, driveway parking is 3082 Parker Rd., Memphis TN 38109 38128 is good for rentals.  38109 you have to be careful where.  

Probably a 3 hour drive most days. 

The course is long and test is difficult so make sure you are committed.

And then drive by to pick them all up.

I would test one as MTR and maybe one as STR, depending on your market.For those of us who know Sacramento, there's actually quite a lot of information to go on in here.

My opinion and belief about it is if you don't have the intelligence or drive to figure it out on your own then it is probably not something you should get involved with.

A good investor friendly agent typically does “driving for dollars,” from what I’ve heard, and they might have a direct line on off market properties.Eyes on the Future - At 19, you can stack up quite the portfolio over the next decade.