Whenever possible I attend the inspection and follow the inspector as he conducts the inspection and ask him questions during the process.

If you're still in the process of identifying and connecting with a QI, I'd be happy to provide a referral if you're interested. 

Not only is it a costly and hasselsome process to establish such, but at end it's an association of 4. 

@Karin RecaldeWhere are you in the process now?

Whereas with an STR, even with clear english detailing any issues up front, is often booked on a whim with an overload of information digested in a short period of time.

And I provide solid returns for my private lenders in the process.

This is very much a learning process for me 50% rule, 2% rule so on so forth.

They usually have a process for filing a claim with the city for damage caused by them, and they may be willing to cover it.

You'll find much greater difference in $$$$$ by refining your location/rehab/vacancy strategies instead of worrying about "how much it costs to borrow money" in this environment.Nearly all of my clients are more concerned with a simple and headache-free funding process, than the "lowest rate."

But consulting with the town would be good to try to understand what they're permitting process is like.