While trying it out, call their customer service and see how they treat you and how knowledgeable they are on their product.

Rates are currently in the mid-high 5.00%'s, plus mortgage insurance premium (MIP).

The properties in OK, which are roughly 30-40% smaller than my personal residence are only about $400-$600 cheaper than my FL insurance.

We have a Chicago general contracting business, and handling the field operations is a ridiculously heavy lift.As far as finding customers I think you'll have some good success with gorillia marking at some of the local investor meetups. 

I'm scared of how much my insurance will go up after the LA fires but there is a cap with CA regulations and also being dropped. 

Make sure you talk with your insurance company on what you would need to faciliate these types of amenities in your rental.

(gross rents $4900; 8% PM; mortgage+insur+taxes = $3600/mo).

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Property taxes and insurance costs are best obtained through local county websites or reaching out to insurers directly for quotes specific to the area.Tools like BP Pro and Reventure can be helpful for an overview, but it’s a good idea to validate their data against primary sources to ensure accuracy.

Was the repairman insured/bonded/licensed?