The conversation, as well as this decision, left me wondering how many insureds are denied policy coverage and cannot afford to bring a suit against the insurer and are unable to recover their loss.

I really think we need to have a broader conversation about barriers to new construction in real estate! 

Start by having an open conversation with them.

Just frustrating since I was not there and didn't agree to that term and if I saw it would have canceled the closing, and I think the loan officer could have assumed as much since much of our phone conversations surrounded investing and rentals. 

Open conversation, thanks all!

Conversely, when property prices are low, rental demand decreases, causing rental rates to remain relatively flat or fall.How can you identify cities that are likely to have significant and sustained appreciation and rent growth?

You basically echoed my internal conversation.

I liked my conversation with Realty One Group (Corona office) and wondered if anyone had any recent experience with that group that they could share.

Might make sense to have a in depth conversation with a Banker to run the numbers on a Fannie Mae 5% down versus an FHA 3.5% with the higher MIP.

Any thoughts on how I might approach the conversation with them?