This method is particularly relevant if you're in a market with high rental demandI would like to know the appraiser who valued an ADU using income approach for a conventional loan.  

With inventory tightening and competition increasing, what strategies have been most effective for sourcing truly undervalued properties?

Then in 6 months refinance into a conventional loan and you can exit the property legally. 

If I assume a 1.25 ratio, this scenario would allow me recover more capital than a conventional mortgage.Please let me know your thoughts.

By late October, after 60 days of vacancy and two rent reductions), the same Dundee RTR listing remained advertised on RTR’s inventory site at their initial rent projection.I have been working with RTR’s client success manager through these issues, and I am cautiously optimistic RTR will act in good faith to help offset the losses here once it’s finally rented.

If you're new go the conventional route.

You can also take advantage of lower down payment loan products rather than going 20-25% down on a conventional investment loan. 

Would like to do owner occ conventional with 5% down but don’t think we will qualify.

Conventional.

This pretty much wipes out any conventional lender.