It was, and still is, in need of work so I pulled out 50k last year to consolidate credit card bills and upgrade the house.

., I've been thinking that if I can survive the renovations and get the properties rented (I'd like to hang onto the properties if I can, selling is less desirable back up option) then I would try to secure a HLOC to consolidate my debt, but I've been wondering about the debt to income being a problem.

In order for the purchase to be eligible for a VA loan, I have to have four parcels consolidated into one deed.

Very low DTI and FICO of 750+ so getting approved is not an issue for us.Desire:  Consolidate all of our properties into a working line of credit rather than the cashout refi's we've been doing.  

Just recently, I have decided to consolidate multiple attorneys into one attorney that does what I need- that tells you how many strange things can happen in real estate - even when you do things right.

For me this is nice, because it clearly lays out my payment plans for my various debt sources (I had consolidated my credit cards and bought my fiance an engagement ring), so I never need to question "How much should I pay this month?"

If you have any credit card debt, use the HELOC to consolidate your credit card debt (don't acquire any more debt), which will increase your credit score and reduce the interest rate on your new home. 

They can't do anything you can't do on your own (consolidate debts, negotiate settlements with items in collections, try to get interest rates down). 

I am now well invested in Stockton, have build up some expertise and have my systems in place and am in the process of consolidating here.

Quickbooks felt that they had too many products and consolidated.