For a comprehensive view of the Las Vegas investment market, message me for my blog link.

More often than not, they are more accommodating to providing you with a more generous line of credit or terms. 

However, increasing insurance rates means that this shortage is also increasing so my monthly payment is increasing exponentially to accommodate the increase in both my insurance rate and my shortage (my mortgage has increased over $400 monthly in the past 1.5 years because of these factors).TL;DR - Is it normal for a bank to require a positive escrow balance at all times like my current bank does?

I see on LA County guidelines and CA HCD guidelines that, when converting a detached accessory structure into an ADU, the structure can be expanded by up to 150 sq ft in order to accommodate ingress/egress.Does anyone have experience with using the 150 sq feet rule?

It's still a pretty good story, but investors who are in funds VI and VII rightfully couldn't care less about the great timing of sales they had no part of.Sook, I appreciate your kind words about not being "fly by night", our rigorous accounting, K-1 delivery, and comprehensive reporting--your trust in us is not taken for granted.You say that you've invested with other sponsors who's properties have held their value--if you are ever in the mood to share more specifics on that with us I'd love to see what they are doing differently and perhaps I can learn something. 

I've shifted my focus from weekend stays to targeting guests who need accommodations for 30+ days.

This will tell you if your refinance step can accommodate this strategy.Refinancing - when you refinance a loan you are not earning any income. 

Yes, they generally have a more comprehensive checklist in the written report but I like to make sure to emphasize the main ones.

They seem to have a good set of comprehensive services and fairly priced fees.

One idea we want to test out is a room setup that can accommodate families who would need two rooms at any other hotel.