Not too qualified to answer as I do investing in NM and CO which are dry climates and I know GA climate is a lot different.

Some of my assumptions may be just that, assumptions, but I'd love to learn more from you about the REI climate around the Dayton area.

@Jason Andersen  it doesn’t look so bad that you can’t patch it as the others have said look for vinyl patch it works better In our climate for patching and you can do the work yourself the cost should be approximately $20 

We'd like to do a no doc cash out refi on our personal residence but we haven't dealt with brokers since before the big financial meltdown so I'm not sure what the process for a no doc looks like in todays climate. 

@Nancy ZhaoWhile heat-pumps (either air to air or air to water) are wonderful  - we use them quite extensively - those of us in climates which experience *real* winter are normally required to have an ancillary source of heat to cover those periods where the heat pump alone is inadequate.  

In my fellow investors opinions who know the Milwaukee climate, what do you guys think of the zip 53208? 

It seems that with the current climate, our only option is to BRRRR. 

Hey BP members, my name is Jesse, and I'm a inspiring investor.I recently looked into self storage, and I have noticed some investors repurpose old retail centers as climate controlled storage.

That might make your rental noncompetitive after a major investment, especially in cold climate areas.

@Lucas Carl that was anti climatic.