I buy to rehab and turn into rentals so Pinson, Pelham, Bessemer are a great fit for the areas and returns I'm looking for.

@Brad Kanouse,I believe this is a duplicate of this post:https://www.biggerpockets.com/forums/311/topics/1210256-usin...But regardless, here is my answer:If you take a distribution from an IRA - it will be subject to taxes and penalties.You can convert your IRA into a "Self-directed IRA" and have the IRA buy the property, in this case you are not the owner, the IRA is.

Hello -Looking to buy a duplex in Albany, NY as an investment property but have little cash. 

You can probably find good deals in Tampa right now, but I'd be very strategic about where you buy and yes, insurance and taxes can be killer, but there are plenty of investors there and for good reason. 

Quote from @Kaushik Sarkar: Hi,I am looking to invest first time with a turnkey developer,  who is buying the land and building a multi unit commercial retail center and some apartments.

Quote from @David Lambert: Hey David, I have experience managing properties for my mentor before going out and buying my first one.

Probably buy during hurricane season (now) to get the best deal. 

Also, some differ here but I'm a proponent of never buying something never seen.

Investment Info:Single-family residence buy & hold investment.

You magically get the seller to cover every single closing cost (A $12k gift, or a trick to get you to buy their problem.).